First National Bank (FNB) is among the biggest banks in South Africa. Furthermore, the financial institution is the oldest in the country while offering a variety of financial solutions made to make the lives of clients simpler.
Through FNB Smart Spend Loans, customers are able to get accessibility finance they need to meet urgent financial needs. Paying down an urgent situation medical expense, or tertiary registration fees can be made much easier by accessing this loan.
What FNB Smart Spend Loans have to offer:
These loans offer clients up to R150 000 in finance, providing them with financial freedom to deal with their most urgent financial needs.
Flexible repayment terms of up to 60 months are offered, giving clients an acceptable period of time to repay the loan, without causing an excessive amount of strain on their pockets.
Existing clients may benefit from lower interest rates.
Interest minute rates are also personalised, so clients can tell that they are getting a rate that is suited to their demands.
As a registered credit provider, FNB promotes responsible lending. Because of this, there aren't any penalty fees charged on early settlement.
Individuals who qualify for loans can get quick pay-outs.
Repayments are fixed, so clients can get to have consistent instalment amounts. Repayments aren't impacted by interest rate fluctuations.
FNB offers a unique Take-A-Break facility in January, easing the repayment burden on clients.
What would be the qualifying criteria?
- Be aged between 18 and 65
- Be a lasting South African resident
- Be permanently employed
- Have a salary that is paid directly into your bank account
Applications can be done online by going to www.fnb.co.za. This provides clients the benefit of having the ability to apply anytime of the day, at home or without having to leave work. There is no need to wait in long bank queues either.
To speak to an FNB consultant about FNB Smart Spend Loans, call; 0860 102 631
