Capitec Bank, established in 2001, offers South Africans use of a range of financial solutions to enable them to meet their financial needs. With over 7.3 million clients nationwide, the bank has increased in popularity in recent years. It provides services through its a lot more than 720 branches around the country, with more than 11000 employees assisting South Africans using their banking needs every day.
According to the latest South African Client satisfaction (SAcsi) for banking, Capitec Bank and First National Bank came out tops in terms of internet banking services.
Capitec achieved the highest online banking satisfaction ratings, followed closely by FNB.
Capitec Bank Personal bank loan Online Benefits:
The application is simple. All you need to do is visit the Capitec Bank website www.capitecbank.co.za and complete your employment information along with your private information then you can send the application.
There is minimal paperwork active in the process. Documents required for the application process incorporate a valid South African ID, your original proof of residence, your latest payslip as well as your latest 3 months' bank statement. You are able to apply from the comfort of your house or without needing to leave your workplace.
Loans that are granted derive from individual affordability and credit profiles.
You obtain access to loan amounts as high as R250000, which you can repay during a period of 84 months.
Once the loan has been approved, the cash can be obtained immediately in your transactions/savings account.
You get to take advantage of free retrenchment and death cover, giving you the peace of mind knowing that the loan will be settled should these unfortunate events occur. Credit insurance is offered on loans more than Six months.
You have the option of fixed repayments, which means you know exactly how much you'll be repaying each month.
