First National Bank is renowned for providing its clients with innovative solutions for any financial needs they may have. Along with a product range and services made up of the clients' financial well-being in mind, FNB includes a number of tailor-made loans available.
Home improvement, educational and debt consolidation reduction loans are provided at most affordable rates to save you time.
Loan amounts from R1000 can be found, coupled with a flexible repayment period of up to 60 months. Interest rates are fixed, giving you the peace of mind knowing that your monthly instalments remain consistent throughout the loan term and remain unaffected by fluctuations within the interest rate. If you are a current FNB customer you are able to take advantage of even lower interest rates about this loan solution.
FNB understands that the month of January could be strenuous for many individuals. For this reason, FNB has a useful facility which gives the benefit of having the ability to skip your loan payment in this month. FNB is really a registered credit provider and matches the nation's Credit Act. Insurance cover thus remains incorporated with this product, which helps to ensure that clients' debts are settled in case of their death, permanent disability or illness.
FNB makes the application process as easy as possible, by creating facilities for online applications. You can also go to your nearest FNB branch along with a trained consultant will explain the procedure for you.
The Requirements for application:
A valid South African I.D.
Be between 18 and 65 years
Have an active bank account
Latest 3 months' bank statements
Have more than R750 after paying monthly expenses
If self-employed, provide 6 months' evidence of income and your most recent payslip
Contact FNB by calling: 0861 40 40 40. Alternatively, visit www.fnb.co.za.
