FNB offers tailor-made loan solutions for specific needs to its clients.
Temporary:
These are short term installment loans, normally offered as much as R4000. Upon qualification, the total amount is directly credited into your FNB Cheque or Smart account. If repaid within the stipulated 31 days term, clients don't have to pay any interest. This suite includes Express Loans and ATM Loans and the entire product is paperless.
Overdraft:
If this facility is not used, no payment needs to be made. Payment is charged if you are using a lot more than R200. Additionally, a personalised rate of interest is calculated and also the amount loaned relies upon your credit profile. An overdraft enables you to keep spending money on your bank account even if you possess a zero balance. Call 0860 327827 to apply.
Revolving Loan:
This facility provides use of cash you've already repaid around the loan. You'll want an FNB Personal Cheque account. There isn't any set term- once you have repaid 15% of the loan you have access to these funds again.
Personal Loans:
R1000 to R150000 is offered on this product there are up to 60 months to settle. Because of the fact that every individual's needs will vary, FNB calculates personalised interest charged around the loan amount. Individuals who are between the ages of 18 and 63 qualify. In addition, additionally, you will call for a bank account not less than A few months in addition to more than R750 disposable income after paying your monthly expenses. A debt consolidation choice is also offered as part of this package, should clients want a simpler way to pay their multiple debts. A Customer Protection Plan is included while another benefit is the January break facility, which lets you skip a payment.
Home Loans:
You'll need to give a valid South African I.D or passport. This should be combined with your current evidence of address, employer's physical address and your latest payslip.
